With some exceptions, bankruptcy will discharge all of your unsecured debt.
However, bankruptcy will not normally eliminate:

  • Money owed for child support or alimony;
  • Most fines and penalties owed to government agencies;
  • Most taxes and debts incurred to pay taxes which can not be discharged;
  • Student loans, unless you can prove to the court that repaying them will
    be an undue hardship;
  • Debts not listed on your bankruptcy petition;
  • Loans you got by knowingly giving false information to a creditor, who
    reasonably relied on it in making you the loan;
  • Debts resulting from willful and malicious harm;
  • Debts incurred by driving while intoxicated;
  • Mortgages and other liens which are not paid in the bankruptcy case (but
    bankruptcy will wipe out your obligation to pay any additional money if
    the property is sold by the creditor)