7 Steps to a 720 Credit Score

by | Sep 29, 2020 | Credit Reporting

If you are like millions of other Americans considering bankruptcy, you probably have concerns about how it will affect your credit score. Contrary to popular belief, bankruptcy does not permanently impact credit, nor does it ruin it. There are ways you can quickly rebuild after bankruptcy, even to a higher credit score than you had before filing. Remember, the purpose of bankruptcy is to give hope and opportunity to those struggling with debt, not to unfairly punish them.

At the Neeley Law Firm, an Arizona bankruptcy lawyer will help you learn how to restore your credit. By surrounding yourself with the right information, the right professionals, and the right habits, achieving a credit score of 700 or above can be perfectly attainable – and in a short amount of time!


Because you cannot file for another discharge for up to 8 years, you are given plenty of time to rebuild your creditworthiness from the ground-up. During the initial period after bankruptcy, many people practice responsible credit behavior and use low-limit or pre-paid cards to begin establishing a new credit history. Is there a better way to regain control of your finances than starting with a clean slate?

If you wish to re-establish your credit, you may want to consider the following steps:

Get help from a legal professional.

Watch out for scam artists and other debt relief schemes.

Seek out ways to eliminate your debt.

Don’t be afraid to replace your old credit.

Build your credit actively by learning good habits.

Fix high-priority errors that can boost your credit incrementally.

Monitor your credit rating regularly.

We help all people we work with understand the strategies and habits needed to rebuild credit quickly. Even after your case is over, we will be here to help when you are in need, whenever you are in need.

If you want to learn more about the 7 Steps to 720 Program, we encourage you to give our firm a call at your earliest convenience. Research and common sense tells us that the faster you ask for help, the more time you can have to repair your credit. We would be happy to sit down with you in-person or speak with you over the phone to personally discuss how the 7 Step Program can help.




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