7 Steps to a 720 Credit Score

7 Steps to a 720 Credit Score

If you are like millions of other Americans considering bankruptcy, you probably have concerns about how it will affect your credit score. Contrary to popular belief, bankruptcy does not permanently impact credit, nor does it ruin it. There are ways you can quickly...
How to Use Credit Freezes

How to Use Credit Freezes

About ten years ago, someone in New York City was able to open a Verizon account in my name and buy a bunch of electronics on credit. The account started showing up on my credit report, and of course, payments were not being made – so, it was delinquent. As I...