What We Do
If you’re mired in unsecured debt and don’t have the income or assets to make meaningful payments to your creditors, we can help you with Chapter 7 Bankruptcy.
If you are behind on house payments and want to save your home, we can help you with Chapter 13 Bankruptcy.
If you owe the IRS for business taxes or personal taxes we can help you negotiate an offer in compromise to reduce your tax debt or we can get you on an affordable installment agreement.
If you are being sued on debt and think you may want to defend yourself, we can do debt defense litigation.
If you want to settle with your creditors, we can offer attorney-assisted debt settlement.
The bottom line is that if it’s a debt problem, and you’re ready to deal with it, we can help.
Personal Bankruptcy
If you’re mired in unsecured debt and don’t have the income or assets to make meaningful payments to your creditors, we can help you with Chapter 7 Bankruptcy.
If you are behind on house payments and want to save your home, we can help you with Chapter 13 Bankruptcy.
If you owe the IRS for business taxes or personal taxes we can help you negotiate an offer in compromise to reduce your tax debt or we can get you on an affordable installment agreement.
If you are being sued on debt and think you may want to defend yourself, we can do debt defense litigation.
If you want to settle with your creditors, we can offer attorney-assisted debt settlement.
The bottom line is that if it’s a debt problem, and you’re ready to deal with it, we can help.
Tax Problem Resolution
You’ve probably heard or seen commercials from companies advertising services to settle your tax debt for pennies on the dollar, and that all you have to do is give them a call. In reality, resolving your tax debt is not so easy. Many of these companies are “one-trick-ponies” that lack the experience and background to handle complications and other related issues. In many cases, these claims are often too good to be true.
Do you have questions about settling tax debt?
Call 480-802-4647 for a FREE consultation!
Like all creditors, the IRS knows that not all debts will be paid. Rather than collecting no money at all, the IRS may choose to accept less money – but only in certain circumstances. If you have tax debt, you may be able to have the IRS accept less than the full amount you owe by getting an Offer in Compromise (OIC). The IRS will only accept an Offer in Compromise if you meet certain requirements and if the amount offered is the most the IRS can expect to collect based on your financial situation. The IRS has strict requirements for acceptable offers, and many are not accepted.
Bankruptcy is another option for settling tax debts. Chapter 7 bankruptcy is the most common way to discharge tax debt and you must meet certain requirements.
– Income taxes are the only tax debt that can be discharged.
– The tax debt must be at least three years old.
– You must have filed a tax return for the debt at least two years before filing bankruptcy.
– The IRS must assess the tax debt at least 240 days before you file bankruptcy.
– You did not commit fraud or tax evasion.
– Have questions? Call an Arizona bankruptcy attorney today!
Tax debt is a common problem for people from all walks of life. Although everyone’s situation is unique, the underlying problem is generally the same: you’re simply not able to pay the IRS. At the Neeley Law Firm, an Arizona bankruptcy lawyer can work personally with you to help you understand your options for settling or discharging your tax debt and how we can walk you through the process.
To learn more about resolving your tax debt, call 480-267-9046 or book an appointment online.
Debt Settlement
At our firm, we understand that bankruptcy may not be the most suitable option for all clients facing financial challenges. For those who do not qualify for bankruptcy or simply prefer not to pursue that route, we offer a highly effective alternative: attorney-assisted debt settlement.
Attorney-assisted debt settlement is a process through which we assume responsibility for direct communication with your creditors. This alleviates the burden of constant creditor calls and allows us to negotiate on your behalf.
Attorney-assisted debt settlement is not a suitable option for everyone. While it provides a viable alternative to bankruptcy, it does require the availability of funds, whether from the clients themselves or through the support of family, friends, or other means. Our service is particularly beneficial for clients who possess a lump sum and have a manageable amount of debt to address.
Student Loans
For thousands of former students in the United States, student loans have become an overwhelming and unmanageable debt. That’s why we have begun taking on student loan settlement cases for qualified individuals. If you’ve defaulted on student loans, either private or federal, we can help.
At Neeley Law, we can negotiate student loan debt settlements for private and federal loans. Through our program, our attorneys will engage in direct negotiations with your lenders to significantly reduce the original loan amount and interest rates claimed.
To learn more about resolving your student loan issues, call 480-267-9046 or book an appointment online.