Articles

More than Just Friends: Defending Insider Preference Actions against Close Friends of Debtors
Chapter 7 bankruptcy is designed to treat all creditors of the same priority equally. This means that if a debtor favors a creditor by paying that creditor back more before bankruptcy than it would have received in the bankruptcy, then the bankruptcy trustee may be...
Our Newest Team Member (Formerly Known as Principal Bentley)
Attorney Karen Bentley joined Neeley Law in May. We're so excited to have her! Karen is passionate about advocating for those people who need help having their voices heard in a complicated system. She began her career as a teacher and principal and transitioned to...

A HUGE Win for our Client with $40,000 in Student Loans
A couple years ago, I shared a video busting the biggest myth in bankruptcy. Since then, we've filed several lawsuits seeking to discharge student loans in our clients' cases. In a recent case, we were able to win a full discharge of over $40,000 in student loans. Our...

Mortgage Credit Reporting After Bankruptcy
Payment-HistoryYou filed bankruptcy, your debts are discharged, your case is closed, and now it’s time to rebuild your credit. So, a few months after your bankruptcy closes, you check your credit report and notice that your mortgage company is not reporting your...

What Kind of Person Files for Bankruptcy Anyway?
“This is the last place I ever expected to be,” says the client sitting across from me – I hear it almost every day. Another common remark is, “I am not the type of person who doesn’t pay their debts.” I think comments like these are the result of the myth that only...

7 Steps to a 720 Credit Score
If you are like millions of other Americans considering bankruptcy, you probably have concerns about how it will affect your credit score. Contrary to popular belief, bankruptcy does not permanently impact credit, nor does it ruin it. There are ways you can quickly...
In Three Minutes, Kenn Busts the Biggest Bankruptcy Myth Ever Told
If you know someone with student loans, this may be the most important video you watch this year.

How to Use Credit Freezes
About ten years ago, someone in New York City was able to open a Verizon account in my name and buy a bunch of electronics on credit. The account started showing up on my credit report, and of course, payments were not being made – so, it was delinquent. As I...